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Goethe University Frankfurt, Germany (2019 - 2024 (expected))

  • Ph.D. in Economics, Graduate School of Economics, Finance, and Management (GSEFM)

Visiting Ph.D. Researcher,  London School of Economics and Political Science (LSE) (Jan 2023 - June 2023)

  • Hosting Professor: Igor Makarov

Johns Hopkins University, U.S.A.

  • Master of Science in Applied Economics

Sogang University, Korea

  • Bachelor's in Business Administration 

Professional Experience

Leibniz Institute for Financial Research SAFE

  • Junior Researcher (Dec 2021 - present)

International Monetary Fund (IMF)

  • Research Analyst (2016-2019)

Awards and Grants

JFI/FIRS Ph.D. Student Paper Award, the Financial Intermediation Research Society (FIRS) 2023

Best Ph.D. Paper Award, Future of Financial Information 2023 at HEC (sponsored by BlackRock)

Best Paper in Digital Finance, the DGF German Finance Association 2023

Finalist, the ECB Young Economist Prize 2023

FIRS Ph.D. Student Travel Grant, the Financial Intermediation Research Society 2023
ECB Forum Ph.D. Student Travel Grant, the ECB Young Economist Prize 2023

Conference Presentations and Discussions*


  • WFA (scheduled)


  • Federal Reserve Bank of Philadelphia Conference on Consumer Credit and Payments
    DGF German Finance Association Annual Conference
    Bank of Canada Payments and Securities Settlement Workshop
    SAFE Household Finance Workshop

    ECB Forum
    FIRS Ph.D. Session
    SFS Cavalcade North America
    Future of Financial Information Conference
    Swiss Winter Conference on Financial Interm
    Annual Meeting of the Swiss Society for Financial Market Research (SGF Conference)*
    Bank of England Annual Research Conference


  • NBER on Innovative Data in Household Finance
    Fintech Conference N
    ova SBE*
    SAFE Household Fi
    nance Workshop*



Academic Scholarships

Doctoral Scholarship DAAD (Deutscher Akademischer Austauschdienst, German Academic Exchange Service)  (2019-2023)

Academic Scholarship, Sogang University (2009-2010)



Loriana Pelizzon (Main thesis advisor)

Professor of FinanceGoethe University Frankfurt

Director of Financial Markets Department

Leibniz Institute for Financial Research SAFE

Andrew Ellul

Professor of Finance

Fred T. Greene Chair in Finance

Kelley School of Business, Indiana University

Igor Makarov

Associate Professor of Finance

Department of Finance

London School of Economic and Political Science (LSE)

Florian Heider

Scientific Director

Leibniz Institute for Financial Research SAFE

Professor of Finance, Goethe University Frankfurt

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