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Goethe University Frankfurt, Germany (2019 - 2024)

  • Ph.D. in Economics, Graduate School of Economics, Finance, and Management (GSEFM)

Visiting Ph.D. Researcher,  London School of Economics and Political Science (LSE) (Jan 2023 - June 2023)

  • Hosting Professor: Igor Makarov

Johns Hopkins University, U.S.A.

  • Master of Science in Applied Economics

Sogang University, Korea

  • Bachelor's in Business Administration

Professional Experience

Leibniz Institute for Financial Research SAFE

  • Junior Researcher (Dec 2021 - present)

International Monetary Fund (IMF)

  • Research Analyst (2016-2019)

Awards and Grants

JFI/FIRS Ph.D. Student Paper Award, the Financial Intermediation Research Society (FIRS) 2023
Best Ph.D. Paper Award, Future of Financial Information 2023 at HEC (sponsored by BlackRock)
Best Paper in Digital Finance, the DGF German Finance Association 2023
Finalist, the ECB Young Economist Prize 2023

Conference Presentations and Discussions*

WFA (scheduled)・OFR Rising Scholars Conference (scheduled)

Federal Reserve Bank of Philadelphia Conference on Consumer Credit and Payments・DGF German Finance Association Annual ConferenceBank of Canada Payments and Securities Settlement WorkshopSAFE Household Finance WorkshopECB ForumFIRS Ph.D. SessionSFS Cavalcade North AmericaFuture of Financial Information ConferenceSwiss Winter Conference on Financial IntermediationAnnual Meeting of the Swiss Society for Financial Market Research (SGF Conference)*Bank of England Annual Research Conference

NBER on Innovative Data in Household FinanceEFA*Fintech Conference Nova SBE*SAFE Household Finance Workshop*

Academic Scholarships

Doctoral Scholarship DAAD (Deutscher Akademischer Austauschdienst, German Academic Exchange Service)  (2019-2023)
Academic Scholarship, Sogang University (2009-2010)


Loriana Pelizzon (Main thesis advisor)

Professor of FinanceGoethe University Frankfurt

Director of Financial Markets Department

Leibniz Institute for Financial Research SAFE

Igor Makarov

Associate Professor of Finance

Department of Finance

London School of Economic and Political Science (LSE)

Andrew Ellul

Professor of Finance

Fred T. Greene Chair in Finance

Kelley School of Business, Indiana University

Florian Heider

Scientific Director

Leibniz Institute for Financial Research SAFE

Professor of Finance, Goethe University Frankfurt

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